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Single people who earn up to 138% of the federal poverty level are eligible for free Medicaid coverage with no premiums or deductibles. You can apply through your state health or Medicaid department and also at HealthCare.gov.

Medicaid eligibility is based on your monthly income. If you can prove that your monthly income for the last month was below the eligibility threshold, you should qualify as long as your state expanded Medicaid.

Medicaid may be a good option for people who didn’t or don’t have access to employer-sponsored insurance — if they meet the eligibility criteria.

“Currently, many of the most directly affected, like people working in the service industry, are probably people that don’t actually receive employer-based health insurance at least at the moment,” Dr. Graves said.

The ACA marketplace is another option for people who’ve been laid off. You can qualify outside the annual open enrollment period — that typically occurs Nov. 1 through Dec. 15 — if you lost your health coverage through your employer or a family member’s employer in the last 60 days or you expect this to happen in the next 60 days.

Laid off workers from the food and beverage industry bring meals to other workers also laid off in the Bloomington, Indiana area. (Photo: Jeremy Hogan / Echoes Wire/Barcroft Media via Getty Images)

“If you lose your coverage then you’re entitled to a special enrollment period,” Pollitz said. “The loss of health coverage is a qualifying life event.”

You can go to HealthCare.gov and fill out questions to see what kind of coverage you’re eligible for and if you qualify for government assistance.

cost-sharing reduction, where the federal government will help pay additional costs such as deductibles, copays, and coinsurance.’ data-reactid=”76″>If your income is between 100% and 200% of the poverty level, you may be eligible for cost-sharing reduction, where the federal government will help pay additional costs such as deductibles, copays, and coinsurance.

If you project to make between 100% and 400% of the poverty level, you could qualify for a premium tax credit, where the federal government will pay some of the premium.

Cashay, a new personal finance website. Follow her on Twitter @denitsa_tsekova.” data-reactid=”78″>“That’s going to be not quite as affordable, you always have to pay something for marketplace coverage,” Pollitz said. “But depending on how low your income is, it may only be like $20 to $30 a month.”

Denitsa is a writer for Yahoo Finance and Cashay, a new personal finance website. Follow her on Twitter @denitsa_tsekova.

Follow Yahoo Finance on Twitter, Facebook, Instagram, Flipboard, SmartNewsLinkedInYouTube, and Reddit.‘ data-reactid=”84″>Follow Yahoo Finance on Twitter, Facebook, Instagram, Flipboard, SmartNewsLinkedInYouTube, and Reddit.

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